Modern wealth management for relationship-driven advisors
All-in-one integrated front, mid
and back office
Client engagement, reimagined
In today's dynamic markets, investors expect clarity and control in every interaction. WealthSpectrum's Client and RM Portal is designed to deliver personalized insights, faster decisions, and deeper engagement.
Personalized. Flexible. Meaningful.
WealthSpectrum's Custom Portfolio Review Tool empowers advisors to deliver reporting that reflects each family's true priorities with reclassification, bespoke benchmarks, and curated insights that turn reports into conversations.
Platform Overview
WealthSpectrum delivers a unified, enterprise-grade wealth management platform that spans the full spectrum of operations, asset classes, and client structures.
It supports multiple types of operation - including Distribution, Advisory, NDPMS, DPMS and Held Away portfolios - providing flexibility across regulatory and business models.
The platform covers an extensive range of securities and asset classes, from Direct Equity, Fixed Income (Debt), Mutual Fund, SIF, ETF, REIT, Derivatives, Structured Products, Angel Funds, PE/RE Funds, Hedge Funds and Third party PMS products enabling comprehensive portfolio management across both listed and alternate assets.
WealthSpectrum's account hierarchy architecture seamlessly links Family, Individual, and Account-level structures, ensuring consolidated visibility and performance tracking across complex client relationships.
At its core, the system manages Accounting, Transaction Processing, and Cost Basis Tracking, providing the foundation for accurate reporting and compliance. Complementing this backbone are a suite of integrated tools - Client Profiling, Portfolio Rebalancing, Trade Order Management, Alerts & Monitoring, Fees & Billing, Performance Measurement, Client Reporting, and Analytics - designed to enhance advisor productivity and deliver deep insights across portfolios.
Together, these capabilities make WealthSpectrum a complete digital ecosystem for modern wealth managers - unifying front, middle, and back-office functions within a single, scalable platform.
Unified Wealth Management
Across Every Mandate
WealthSpectrum's wealth management offering integrates the entire lifecycle - from client profiling and investment policy creation to portfolio management, monitoring, and execution. It leverages behavioral insights, suitability and investment policy frameworks, and automated rebalancing to keep portfolios continuously aligned with each client's goals and risk profile. Every recommendation flows through a transparent approval and review process, ensuring a seamless, compliant, and data-driven wealth management experience.
It seamlessly manages allocations across multiple product wrappers - Distribution, Advisory, Discretionary and Non-Discretionary Portfolio Management, and AIF Fund-of-Fund structures - delivering an integrated, consistent, and transparent investment management experience.
Client Management
Unified client and family grouping
Capture family relationships, KYC details, operating accounts and risk profiles.
Ensure compliance and personalized client insights.
Investment policy and mandate configuration
Define investment policies and target asset allocations.
Align mandates with risk tolerance and financial goals.
Multi-account tracking and consolidation
Manage multiple accounts under individuals and families across advisors.
Provide a unified view of holdings, performance and transactions.
Portfolio
Accounting
Comprehensive portfolio accounting engine designed for scalability and performance
- Supports large-scale portfolio accounting with multi-asset coverage including equities, MFs, ETFs, REIT, fixed income instruments, alternates and managed products.
- Handling large volume of transactions with automatic reversal and re-do for back dated transactions.
Tax-lot tracking
- Accurately tracks tax-lots to compute realized and unrealized gains.
- Supports automated capital gain calculations with ability to track movers from ST to LT.
Cash flow tracking
- Tracks cash flows at the most granular level, rolling up from security to asset class and portfolio.
- Ensures double entry book keeping in sync with ledgers and performance data.
Corporate actions
- Automatically apply multi-asset corporate actions across asset categories — equity, fixed income and alternates.
- Adjusts cost basis with effective date tracking, keeping original date of acquisition unchanged.
Performance Measurement
Comprehensive return calculations
Supports both Time-Weighted Rate of Return (TWRR) and Internal Rate of Return (XIRR) for accurate performance assessment.
Provides insights into investment growth, factoring in cash flows and market fluctuations.
Granular drilldowns across multiple dimensions — asset class, security type, product class, and individual securities.
Benchmarking and comparative analysis
Benchmark performance numbers with market indices, custom benchmarks, and blended benchmarks for a holistic evaluation.
Tracks portfolio performance against industry standards to ensure alignment with investment goals and risk profile.
Detailed performance reporting
Comprehensive executive summary with performance summary and granular drilldowns across multiple dimensions.
Provides visual performance summaries with historical growth and key metrics for informed decision-making.
Client and RM Portal
Personalized portfolio overview
- Clients get a 360° view of their portfolio, including current value, net capital, and gain/loss metrics.
- Multiple portfolio breakdowns by advisors, asset classes, and historical performance.
Interactive data visualization
- Dynamic graphs & charts for return summaries, asset allocation, and portfolio comparisons.
- Benchmarking against industry indices for performance tracking.
Deep portfolio insights
- Monitor portfolio alignment with the guidelines, asset allocation targets, and risk limits defined in the Investment Policy Statement
- Gain visibility into cash flow projections for liquidity needs
- Comprehensive look-through analysis of underlying exposures across equity and fixed income investments, covering multi-layered portfolios across as mutual funds, PMS, AIFs, and direct holdings.
- Analyse open lots for capital gains and exit load implications, identify tax loss harvesting opportunities
AI Driven Insights for Relationship Managers
- AI-driven client meeting notes and actionables based on portfolio review and market views.
- Seamless client engagement tools to enhance client advisor relationship
Transaction history & reporting
- Detailed transaction logs covering buy/sell orders, dividends, and security transfers.
- Exportable reports with drill-down capabilities for in-depth financial analysis.
Rebalancing and Monitoring
Target vs. Actual
- Aligns portfolios with client risk profiles and target asset allocation strategies.
- Ensures Investment Policy Statement (IPS) compliance through continuous monitoring.
Automated rebalancing and trade recommendations
- Identifies portfolio drift and suggests rebalancing actions to maintain optimal allocation.
- Generates trade recommendations and proposals to optimize investment performance.
Digital advisory workflow
- Provides end-to-end support for RIAs, from digital advice recommendations to execution.
- Streamlines approval workflows for efficient and compliant portfolio management.
Client Reporting
Comprehensive report generation
- Generate detailed portfolio reports, including market views, asset allocation, performance across time periods, diversification, look through analysis and accounting statements.
- Customized templates featuring market commentary, disclaimers, and a structured table of contents.
Custom-branded reports
- Personalize reports with your firm's branding, logos, and style guides.
- Maintain consistency across all client communications with tailored formatting.
Automated and on-demand reporting
- Schedule reports generated automatically at set intervals.
- Create ad-hoc reports with a single click, ensuring clients always have up-to-date insights.
Prospect DIY Portfolio Analysis
Quick sign-up and secure login
- Simple sign-up using name & email with OTP authentication.
Step-by-step guided process
- Intuitive home screen guiding clients through portfolio import.
Multiple import options
- MF Central, Account Aggregator, and PDF statements (NSDL, CDSL, CAMS + KFintech Consolidated Statement).
Family portfolio consolidation
- Add multiple members and view consolidated or individual portfolios.
Holder and asset class allocation
- Clear visibility into investments, categorized by holder and asset class.
Security-level insights
- Detailed view of each holding
Switch between views
- Toggle easily between family-level and individual-level analysis.
Look-through analysis
- Unified view across direct investments and underlying of MF, PMS, and AIF with Equity metrics (P/E, P/B, Expense Ratio, Top Holdings, Top Sectors) and Debt metrics (YTM, Modified Duration, Top Holdings, Top Issuers, Top Sectors).
Risk profiler and IPS alignment
- Assess client’s risk appetite through a guided questionnaire, generate Risk Profile, and check portfolio alignment with the defined Investment Policy Statement (IPS).
Fees and Commissions
Advisory fee calculations and reporting
Automate advisory fee calculations based on asset values, tiered structures, or fixed rates.
Generate GST compliant invoices.
Brokerage tracking and reconciliation
Calculate and reconcile commissions for mutual funds, managed products, and AIFs.
Find revenue leaks with automated reconciliation of expected vs. received commissions.
Consolidated revenue insights
Access hierarchy-based revenue reporting, offering a unified view across advisors and teams.
Analyze fee trends and optimize revenue streams with in-depth financial insights.
Management
Dashboard
Asset Summary
- Total Assets with breakup of held in-house assets, held-away assets.
Business Growth
- Net new assets with a breakdown of new inflows from existing client and new clients, outflows of fully redeeming client and partially redeeming clients for period like MTD, QTD, FYTD and CYTD.
Assets break-up across clients
- Asset allocation by asset class, asset sub-class, wealth advisors, strategy and by operation type
Client Engagement
- Client Breakup: Total clients managed by RM with breakup of active clients, new Clients and dormant clients along with list of such clients for which no fresh investments. This helps RM to track and engage with new and dormant clients for new investment opportunities and assistance.
- Upcoming Maturity: list of fixed income securities nearing maturity
- Upcoming Birthdays: lists upcoming client birthdays, provides an opportunity for personalized outreach and helps improve client engagement.
Data Interfaces
Broker and custodian connectivity
- Order placement, execution status, and settlement updates from brokerage firms.
- Custodial interfaces for NDPMS and DPMS
MF platforms
- Direct interfacing with registrars, execution platforms, reporting platforms and data feed providers.
- Automated order placements and reconciliations to enhance operational efficiency.
Data feed providers
- Integration with leading data vendors for security attributes, classifications historical pricing, and corporate actions.
- Data feeds across product categories like Equity, MF and Fixed Income.
